16 hubs to compare CIT, substance, CFC and operating cost, the ten highest-scoring countries to live in, and hub-vs-hub duels.
Click a hub name for its full country profile: overview, international rankings (Doing Business, B-READY, Heritage, corruption, peace, safety), geopolitical risk, and a business, real-estate and relocation summary.
Quick selection criteria: (1) your tax residence and local CFC, (2) licence/substance budget, (3) need for EU vs Asia vs Americas banking, (4) family / homeschool / climate if you live on the ground.
The 16 hubs to incorporate
Start a company : Company, operating cost, substance, CFC
Get residence : Routes, steps, and indicative costs
Settle here : Daily life, personal tax, cities
Three readings per hub. Each one opens a different sheet.
BulgariaFor freelancers and small companies who want the EU's lowest tax (10%) with the euro and low living costs.Company cost: Low · setup $150–1200
EstoniaFor digital freelancers who want an EU company run remotely and profits reinvested.Company cost: Low · setup $450–900
GeorgiaFor tight budgets: low-cost company and life, 1% on turnover under small business status, with real geopolitical risk.Company cost: Low · setup $50–3500
ParaguayFor maximising territorial taxation on a small budget: accessible residence and 10% corporate tax.Company cost: Low · setup $1000–2500
USA: Wyoming (LLC)For non-US residents who want a light, cheap LLC to invoice outside the United States.Company cost: Low · setup $150–400
PanamaFor foreign income under territorial tax and a dollarised life in Latin America.Company cost: Moderate · setup $1200–2500
PolandFor entrepreneurs who want a large, growing EU market, the 'Estonian' CIT for SMEs and profitable rental property.Company cost: Moderate · setup $200–2000
Portugal (Mainland)For families and freelancers who want a calm EU base, with normal taxation outside incentive regimes.Company cost: Moderate · setup $400–6000
Uruguay (Normal)For families who want South America's most solid democratic stability.Company cost: Moderate · setup $1500–7500
Hong Kong (SAR)For Asian trading and services under territorial tax, if exposure to Beijing is acceptable.Company cost: High · setup $1000–2500
MauritiusFor holdings facing Africa and India, and a stable, French-speaking island life.Company cost: High · setup $2500–8000
SingaporeFor Asia-facing founders who want top-tier banking reputation and accept high costs.Company cost: High · setup $400–5000
South Cyprus (Non-Dom)For an EU holding and the non-dom regime (dividends exempt from SDC), against the backdrop of a divided island.Company cost: High · setup $1500–3500
UAE: Dubai (Freezones)For high earners who want 0% personal tax and accept a high structure cost.Company cost: High · setup $3000–15000
Malta (Non-Dom)For an EU residence under the non-dom regime, if the compliance budget is high.Company cost: Very high · setup $2500–8000
Switzerland: ZugFor maximum stability and asset safety, on a high budget.Company cost: Very high · setup $25000–40000
The 10 highest-scoring countries to live in
Equal-weight Liberty score, countries only. Each sheet uses the Ranking scores, personal income tax, inheritance and homeschool already in the dataset.
El SalvadorLiberty 6.4/10
NamibiaLiberty 6.4/10
Costa RicaLiberty 6.3/10
LiechtensteinLiberty 6.3/10
PanamaLiberty 6.3/10
ParaguayLiberty 6.3/10
Bolivia (Territorial)Liberty 6.1/10
AndorraLiberty 6/10
Dominican RepublicLiberty 5.9/10
GeorgiaLiberty 5.9/10
Citizenship by investment
State-announced schedule, single applicant and family. This is not a company sheet.
ArgentinaCitizenship by investment
Europe: stay on the continent
Europe — stay on the continent: Czechia, Poland, Hungary, Bulgaria, Georgia, Cyprus optional.
Territorial shortlist
Price of admission, keeping the title, and income tax, for jurisdictions already coded in the residence guide.
Read the shortlist
Bulgaria
For freelancers and small companies who want the EU's lowest tax (10%) with the euro and low living costs.
Georgia
For tight budgets: low-cost company and life, 1% on turnover under small business status, with real geopolitical risk.
Paraguay
For maximising territorial taxation on a small budget: accessible residence and 10% corporate tax.
USA: Wyoming (LLC)
For non-US residents who want a light, cheap LLC to invoice outside the United States.
Poland
For entrepreneurs who want a large, growing EU market, the 'Estonian' CIT for SMEs and profitable rental property.
Portugal (Mainland)
For families and freelancers who want a calm EU base, with normal taxation outside incentive regimes.
Hong Kong (SAR)
For Asian trading and services under territorial tax, if exposure to Beijing is acceptable.
South Cyprus (Non-Dom)
For an EU holding and the non-dom regime (dividends exempt from SDC), against the backdrop of a divided island.
El Salvador
Namibia
Costa Rica
Liechtenstein
Panama
Bolivia (Territorial)
Andorra
Dominican Republic
Argentina